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Creative finance deals, managed end-to-end.
Creative finance deals are easy to do wrong — anything from inconvenience to someone pressing charges. Transaction Management is how we prevent that. We run your deal from pre-contract through close of escrow (and beyond), so nothing slips.
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Attention, not templates.
Most title companies handle a creative deal the way they handle a cash transaction — paperwork-in, paperwork-out, hope nothing's wrong. Creative finance doesn't work that way.
A subto without proper disclosures. A wrap without proper servicing. A novation marketed without the right paper. Each one looks fine on closing day and surfaces later — as a due-on-sale call, a lawsuit, or worse.
Transaction Management is the opposite philosophy: a specialist reviews every document, structures the disclosures, coordinates with every party, and stays with you after close. Your deal gets attention, because templates don't catch what attention catches.
Everything from pre-contract to close of escrow.
No nickel-and-diming. If we have it, it's in your package — documents, coordination, escrow, post-close support.
Document Review
Every contract, addendum, and disclosure reviewed for accuracy and intent. We flag corrections, suggest additions, and rewrite what doesn't hold.
Expert Consulting
Structure and restructure guidance — subto, wrap, hybrid, novation, lease option. Plus active mediation when discrepancies or disputes surface.
Escrow Management
We open escrow, coordinate the title company, and keep funds, documents, and deadlines moving through to a clean close.
Essential Templates
Every document template your deal needs — addenda, disclosures, memorandums, assignments, servicing setups. Included, not billed separately.
Coordination
We talk to the seller, the buyer, the agents, the title officer, the lender contacts — whoever's in the deal. Nothing gets lost between parties.
Quality Control
Final-document review before close. Blanks filled, signatures right, recording instructions correct. The last pair of eyes that catches what everyone missed.
Post-COE Support
The close isn't the finish line. We stay available after close for ongoing questions, document follow-ups, and the long tail of issues creative deals sometimes carry.
DOS Guard
Pre-emptive due-on-sale protection built into the close — entities, trusts, and insurance flow structured so the lender's spotlight never lands. Currently included free on every TM package.
Five stages. One specialist.
Every deal moves through the same five stages — pre-contract through post-close. Your specialist owns all of them so handoffs don't happen between people who only see part of the picture.
Pre-Contract
Structure review, seller-side disclosures, deal-fit assessment.
Contract
Document drafting, addenda, signatures, memorandums recorded.
Escrow
Escrow opened, title coordinated, all parties aligned to a close date.
Close
QC pass on every document, signing, funding, recording, insurance flow.
Post-COE
Servicing setup, ongoing support, document follow-ups for the long tail.
Title companies close deals. We close creative deals.
There's a reason creative deals fall apart at title more than anywhere else. The structure isn't wrong. The partner is wrong.
Paperwork-in, paperwork-out
- —Templates only — same closing packet as a cash deal, with creative-specific language missing or wrong.
- —Closing packet arrives hours before signing. Errors caught (if at all) at the table.
- —No structural advice. They'll close what you bring; they won't fix what doesn't fit.
- —No DOS strategy. Insurance flow handled by whoever shows up first.
- —Disappears after the close. Long-tail questions are your problem.
A specialist, on your deal, end-to-end
- ✓Attention, not templates. Every document reviewed against the structure of THIS deal.
- ✓Full packet, 48+ hours early. You sign on a deal you've read — not one you've just been handed.
- ✓Structural consulting included. If the deal needs restructuring to close cleanly, we say so before contracts go out.
- ✓DOS Guard built in. Entities, trusts, and insurance flow planned at closing — not retroactively.
- ✓Post-COE support included. Documents, questions, demand-letter response — we stay on the deal.
One package. Everything in it.
Full Transaction Management is our most-chosen service — used on the deals where doing it right matters more than doing it cheap. No hidden line items.
If your deal needs something we don't routinely include — a self-performed close, a lending writeup, due-on-sale remediation — we quote it in writing first.
Full Transaction Management
End-to-end deal oversight, pre-contract to post-close
- Document review on every contract, addendum, and disclosure
- Expert consulting on structure, restructure, and disputes
- Escrow management and title-company coordination
- All document templates included — no per-template fees
- All-parties coordination through close
- Pre-close QC on every document
- Post-COE support on the long-tail questions
- DOS Guard included — pre-emptive due-on-sale structuring
Trusted by hundreds of investors.
Real words from real investors who've closed creative deals with us — across subto, wraps, seller financing, hybrids, novations, and everything in between.
What people ask before they book.
How is Transaction Management different from what a normal title company does?
A title company executes a transaction — they hold escrow, prepare standard closing docs, and record the deed. They generally don't draft creative-finance-specific paperwork, review your deal structure, or coordinate with your seller and other parties.
Transaction Management is the layer above title. We design the structure, draft and review every document specific to creative finance (subto addenda, wrap notes, novation agreements, memorandums, disclosures), and run the whole transaction — title company included — to a clean close. On many of our deals, our sister firm Creative Title & Escrow is the closing title company, so the two layers move as one.
What structures do you handle?
All of them: subject-to, seller financing, wraparound mortgages, hybrid (subto + seller carry), lease options, master lease options, contract for deed, subto rehab (bridge), and both flavors of novation (rehab & resell and replacement buyer). If you've negotiated something that doesn't fit a clean box, that's exactly where Transaction Management earns its keep.
What states do you work in?
We close deals nationwide, in 48 states. We do not currently operate in New York or New Jersey — both have attorney-closing customs and consumer-protection statutes outside our state-by-state coverage. For NY/NJ deals we can refer you to local counsel.
What does "from $2,300" actually mean?
$2,300 is the entry price for a standard Full Transaction Management package — everything listed on this page. Some deals need additional scope (a self-performed close, a lending writeup, due-on-sale remediation, multiple closings, unusually high coordination volume). When they do, we quote any addition in writing before work starts — never after.
What's DOS Guard and why is it included?
DOS Guard is structured due-on-sale protection built into the deal at closing — entities, trusts (where appropriate), insurance flow, and disclosure documents all set up so the lender's spotlight doesn't land in the first place. Currently it's included free with every Full Transaction Management package, because the deals that need TM are the deals that benefit most from DOS Guard.
How long does a typical Transaction Management engagement take?
A clean subto or seller-finance deal typically closes in 14-30 days from contract. Hybrids, wraps, and novations run 30-60 days depending on complexity and state-law compliance. Subto rehabs are a longer engagement by design — through the rehab, refinance, or resale. We size every timeline around your seller's clock, not ours.
I haven't signed a contract yet. Is that too early to engage you?
That's actually the best time. Pre-contract is when structure decisions get made — and where the biggest mistakes happen. If you've negotiated a deal but haven't papered it yet, a quick call lets us tell you whether the structure you're discussing is the right one, before it goes on paper.
Let's close it cleanly.
Two ways to start. If you want to talk through the deal first, book a free call. If you've got terms in hand and you're ready to move, submit the deal and we'll get a specialist on it.
What to expect from the call
- 15 minutes, no pitch. An honest look at where your deal is and what it needs.
- Straight answers on structure, paper, and risk — not sales talk.
- Pricing in writing before you commit a dollar.
- If creative isn't the right path, we'll tell you. Conventional sometimes wins.
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